💎SIP Calculator
SIP Calculator
Calculate the future value of your Systematic Investment Plan (SIP) in mutual funds.
Investment Details
₹
Amount you plan to invest every month
5001,00,000
%
Historical equity mutual fund returns: 10-15%
130
years
How long you plan to invest
140
Note: This calculator assumes returns remain constant. Actual returns may vary based on market conditions.
Estimated Returns
₹0
Value after 10 years of SIP investing
Investment Breakdown
Total Invested₹0
Wealth Gained₹0
Future Value₹0
Growth Composition
Your InvestmentNaN%
Returns GeneratedNaN%
Return on InvestmentNaN%
Understanding SIP Returns
SIP (Systematic Investment Plan) allows you to invest a fixed amount regularly in mutual funds. The power of compounding helps your wealth grow exponentially over time.
Key Benefits of SIP
- Rupee Cost Averaging: Buy more units when prices are low, fewer when high
- Power of Compounding: Returns generate further returns
- Disciplined Investing: Automated monthly investments
- Flexibility: Start with as low as ₹500/month
How Much Should You Invest?
- Start with 10-20% of your monthly income
- Increase gradually with salary increments
- Continue for long-term (minimum 5 years)
- Don't stop during market falls - that's when you buy more units