Terms of Service

1. Acceptance of Terms

Welcome to FinanceFunda. By accessing or using our website at financefunda.in (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Site.

We reserve the right to modify these Terms at any time. Your continued use of the Site following any changes constitutes acceptance of those changes.

2. Use of Website

2.1 Permitted Use

You may use our Site for:

• Personal, non-commercial educational purposes
• Reading and learning from our content
• Using our financial calculators
• Subscribing to our newsletter
• Sharing our content with proper attribution

2.2 Prohibited Use

You may NOT:

• Copy, reproduce, or redistribute our content without permission
• Use our content for commercial purposes without authorization
• Scrape, crawl, or automated data collection from the Site
• Attempt to hack, disrupt, or compromise site security
• Post malicious code, viruses, or harmful software
• Impersonate FinanceFunda or its representatives
• Use the Site for illegal activities
• Violate intellectual property rights

3. Intellectual Property Rights

All content on FinanceFunda, including text, graphics, logos, images, calculators, and software, is the property of FinanceFunda or its content suppliers and is protected by Indian and international copyright laws.

You may share our articles on social media or link to them with proper attribution. For any other use, including republishing or commercial use, please contact us for permission.

4. User-Generated Content

If you submit comments, feedback, or other content to our Site:

• You grant us a non-exclusive, royalty-free license to use, modify, and display that content
• You represent that you own or have rights to the content you submit
• You agree not to post offensive, defamatory, or illegal content
• We reserve the right to remove any user content at our discretion
• You are responsible for your own content and any consequences of posting it

5. Disclaimer of Warranties

THE SITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Accuracy, completeness, or timeliness of information
• Fitness for a particular purpose
• Non-infringement of third-party rights
• Uninterrupted or error-free operation
• Security of data transmission

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FINANCEFUNDA AND ITS AFFILIATES, EMPLOYEES, AND CONTRIBUTORS SHALL NOT BE LIABLE FOR:

• Any direct, indirect, incidental, or consequential damages
• Financial losses resulting from use of our content
• Investment losses or poor financial outcomes
• Errors or omissions in content
• Unauthorized access to or alteration of your data
• Third-party websites or services linked from our Site

You use the Site at your own risk and are solely responsible for your financial decisions.

7. Indemnification

You agree to indemnify, defend, and hold harmless FinanceFunda, its affiliates, officers, employees, and contributors from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of the Site
• Your violation of these Terms
• Your violation of any third-party rights
• Content you submit to the Site

8. Third-Party Links and Services

Our Site may contain links to third-party websites or services. We:

• Do not endorse or control third-party websites
• Are not responsible for their content or practices
• Recommend you review their terms and privacy policies
• Are not liable for any damages from using third-party sites

9. Advertising and Affiliate Links

FinanceFunda displays advertisements and may contain affiliate links:

• We use Google AdSense to display advertisements
• Some links may be affiliate links (clearly disclosed)
• We may earn commissions from qualifying purchases
• Affiliate relationships do not influence our editorial content
• We maintain editorial independence

10. Privacy

Your use of the Site is also governed by our Privacy Policy. Please review it to understand how we collect, use, and protect your information.

11. Termination

We reserve the right to terminate or suspend your access to the Site, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Site will immediately cease.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes arising from these Terms or use of the Site shall be subject to the exclusive jurisdiction of the courts in India.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

14. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after changes are posted constitutes acceptance of the modified Terms.